**Annual fee is charged monthly. Purchase Rate: 20. Search RBC. View All Details Contact Us to Apply. A credit limit is the maximum amount available for you to make purchases and cash advances with your card. Visa Classic International. Formule en format PDF: $0: Visa Platinum. Apply by November 27, 2023. Purchase Rate: 20. 99% introductory interest rate for the first 10 months on cash advances and balance transfers ^ and no annual fee for the first year. Low Membership Fees. open an eligible student bank account, and we'll give another $100 to a charity of your choice. 99%. Apply Now. Cash Advance Rate: Prime + 2. We offer banking accounts, credit cards, loans and more. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. 35,000 points on card approval; 20,000 points after $5,000 in Card purchases in the first six monthsAccount Type Active 1 Credit Card Active 2 Investment Mortgage Standard Monthly Fee Monthly Fee AFTER rebate: RBC Day to Day Banking ®: $4. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. To help you make an informed decision, here are some of the top RBC credit cards you may want to consider: RBC Avion Visa Infinite; RBC ION Visa; RBC Cash Back Mastercard; WestJet RBC World Elite Mastercard; RBC Visa Classic Low Rate Option; RBC Avion Visa Business; RBC U. Rates will increase to 24. Peace of mind while travelling with a suite of. Annual Fee rebated every month for students with eligible accounts 8. The RBC RateAdvantage Visa card is an excellent no-fee credit card option for individuals prioritizing low-interest rates and instant value approval. Annual Fee $29 | Additional Cards (Up to 3): $0 | Annual interest rate 13. Card Details. Boost My RRSP Savings. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Connect with Us. You can apply directly on their website. There is a low-rate option that goes with an interest rate of 14. These interest rates are in effect on the date your credit card account is opened (whether or not your card is activated). S. Purchase Rate: 19. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month NOTES. Call Toll-Free: 1-866-756-1107. Unlimited cash back on your spending 3. 00 cash back for every $100. FREE Interac ‡ e-Transfer transactions 14, 15. (optional protection for RBC Credit Cards) 1-888-896-2766. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. , RBC Global Asset Management Inc. Earn up to 2% cash back credits on grocery store purchases and up to 1% back on all other qualifying purchases. spend $1,700) in the first three months after approval * (Offer expires January 31, 2023). Annual Fee: $165. Cash Back RBC RateAdvantage ® Visa RBC Cash Back Mastercard ‡ RBC Visa Classic Low Rate Option RBC ION™ Visa. Cross-Border Banking. 8% APR; 21. Compare RBC Avion Visa Infinite Get up to 55,000 Avion points 1 (a value of up to $1,100 † ), that’s enough to fly anywhere in North America or the Caribbean! Annual Fee: $120. 99% interest rate on purchases and cash advances;by Jennifer Taylor on May 17, 2021. The Laurentian Bank’s Visa Black Reduced Rate credit card is another best low interest credit card in Canada that charges 12. Apply Now. The RBC RateAdvantage Visa card is an excellent no-fee credit card option for individuals prioritizing low-interest rates and instant value approval. 3. Receive a round-trip companion voucher - every year - for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC). Private banking clients will be able to. Only certain RBC credit cards earn Avion points. and internationally anywhere Visa is accepted 39 and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account 41. 5 % Cash Advance Rate: 26. the interest rate is either the same or higher than the advertised rate of your credit. ^. Get $100 when you. 95: $10. RBC® VISA® Classic Low Rate Option Apply Now. , RBC Global Asset Management Inc. Cashback: RBC Cash Back Preferred World Elite Mastercard. 1. 1-800-769-2511. 451407XXXXXX2184-2020May14-2020Jun15 - Free download as PDF File (. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year. 3 Travel within Canada or to the continental U. Choose any airline, any flight, any time. The RBC Visa Classic Low Rate Option offers relatively low interest rates while remaining accessible to customers who might not have a high annual income or credit score. Dollar Visa Gold. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash. 2 %. 99% charged by most credit cards on average. . You will earn i) $1. 2. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Card Details. Please note, this premium card can impose higher acceptance costs on. No annual fee. For ages 13+. 451407XXXXXX2184-2020May14-2020Jun15 - Free download as PDF File (. Ends January 31, 2024. 50 cash back for every $100. 4. Cash Advance Rate: 22. Purchase Rate: 20. 99%. Limited time offer. You can apply for a credit limit of up to $10,000. Stay connected with a complimentary Boingo Wi-Fi account 6. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. These interest rates are in effect on the. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. 00 back for every $100. †. 99%† on cash advances | $15,000 household annual income. RBC ® Visa J Classic Low Rate Option RBC ® Visa J Classic Low Rate Option 4514 07** . Get a Quote for Travel Insurance. Search RBC. Visa‡ Classic Low Rate Option Credit Card Only Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cashGet 3% bonus cash back on eligible purchases on your card (max. Unlimited RBC Mobile Cheque Deposits 103. Get $0 delivery fees for 3 months from DoorDash 8. With this promotion, they get $72. The annual interest rate is based on our Prime Rate plus a fixed percentage rate of interest above Prime Rate that ranges between 4. Additional Card: $0. 99% fixed interest rate. 99% to 8. Get 3% bonus cash back on eligible purchases on your card (max. 99% to 8. Only certain RBC credit cards earn Avion points. 40 /year) RBC No Limit Banking ® $11. Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each). Price protection insurance. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash. Resident of Canada Provincial Age of Majority Minimum credit limit of $10,000: 5. Apply by May 15, 2022. Annual Fee: $120. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. Cash Advance Rate: 22. 60 per $100 of your account balance 6 (plus applicable taxes). There are no blackout dates or advance booking restrictions, even during peak periods. Visa Classic International. 99%. Interest Rate: Annual Fee: Maximum Credit Limit: RBC Visa Platinum: 19. The RBC Visa Classic has one of the lowest interest rates for both purchases and cash advances at 12. 99%. The Capital One Low Rate Guaranteed Mastercard: Guaranteed approval; low interest rate; 14. Thanks RBCRBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. Find a Branch; Call 1-800-769-2511; Email; EN. opens in a new window. Get up to 700 WestJet dollars 1. While the card comes with a $30 annual fee, it makes up for it with access to free additional cards and unique coverage, known as Assur-payment. 11. Royal Credit Line for Students 23. Annual Fee: $20. No annual fee. Pretty easy, eh? Sign up now. Estimated Credit Score: 660 - 724. Purchases made with this card are covered by purchase protection and extended warranty. 9%. Get 35,000 welcome points, a value of up to $750. Build your credit history on a strong foundation. NO MONTHLY FEE 28. 9% CAR; $79: Capital One Guaranteed Secured Mastercard: Guaranteed approval; 19. If you want to earn cash back on your essentials, like groceries. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. Enjoy luxury travel benefits and exclusive privileges. 99% *. RBC VISA Classic Low Rate | Reviews shared by Canadians Credit Card Reviews < Back to overview RBC VISA Classic Low Rate Consumer Reviews This page has been. As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth. Apply by November 27, 2023. txt) or read online for free. RBC Visa Classic Low Rate Option. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. 99% interest on purchases and cash advances;. Apply by November 27, 2023. Apply by November 27, 2023. Choose one of eight eligible charities. No RBC fee to use another bank’s ATM in Canada 16, 17. 99% * If any of you reside in Quebec and hold a Credit Card other than the RBC Visa Classic Low Rate Option, the annual interest rate on Cash Advances is 21. Purchase Rate: 20. (EN) It's easy to apply! Get a response in less than 60 seconds. 99% for purchases and cash advances. Conditions Apply. Credit card fee waivers. (EN) It's easy to apply! Get a response in less than 60 seconds. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. S. The low-interest-rate version of the Home Trust Secured Visa Card has a $59 annual fee that is counterbalanced by a 14. 50 if you qualify for a senior’s discount. Limited time offer. CIBC Aeroplan® Visa Infinite Card. Request an RBC Royal Bank credit card limit increase. The fee is $20 for the primary. Low annual rate. Get valuable insurance coverage such as purchase security/extended warranty insurance 5. For the first 3 months, get up to 5% cash back on grocery store purchases *, 2 made with your RBC Cash Back card. to spend - the RBC Visa Classic Low Rate Option credit card. There are no blackout dates or advance booking restrictions, even during peak periods. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. 99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and have the $20 annual fee waived for the first year. The fee is $20 for the primary. Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. MBNA True Line Mastercard – Best Overal Low-interest Credit Card. Ends January 31, 2024. Annual Fee: $20. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. Learn More. 99% and 22. For travellers age 65 and up who need emergency medical coverage for trips outside their home province or territory. Get 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. RBC Visa Classic Low Rate Option® — a credit card with a $20 annual fee and fixed 12. 5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375. RBC Visa Classic Low Rate Option. Avion Premium. Note: The product list will be updated by RBC from time to time. 5% Cash Back Credit) in Net Purchases. The regular earn rate is low (at 1 point for every dollar spent) and the only. 20. An Eligible Credit Card for a free DashPass subscription for 3 months means any one of the following cards: RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa. Credit Limit Range: $1,500 to $50,000; Grace Period: 21 days interest-free;Signature No Limit Banking; VIP Banking; US Personal Banking. Earn up to 100 WestJet dollars 1 (with $1,000 spend in the first 3 months). I check my chequing account and I've only recieved one refund. 99% on both purchases and cash advances. Chequing Accounts. 99% on cash advances. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. 95: $0 (save $131. “Up to $50 in value” represents the combined value of the following promotional offers when you apply by October 31 st,2024 and are approved for: The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption. Cash Advances. Canadians that like the RBC Visa Platinum credit card also like the RBC Visa Classic Low Rate Option. 99%. From office supplies to client lunches, you earn RBC Rewards points on all your RBC Visa CreditLine for Small Business purchases. Purchases. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year. 99%. Skip to main content. RBC Visa Classic Low Rate Option Card. Enjoy a 0. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. . BMO Preferred Rate Mastercard – Best Low-interest Credit Card for Balance Transfers. 00 back for every $100. 15% of total purchase amount (no fee in. The main benefit of this card is the low interest rate. Please allow up. , Royal Trust Company or The. 99%. $48 Annual Fee 8. 03 per liter when purchasing fuel at a Petro-Canada location. You will earn i) $2. RBC Royal Bank Credit Card Application. Enjoy a low-interest rate of 12. ** As of September 2023 the RBC Cathay Pacific Visa Platinum product is no longer offered. a. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 25 RBC Rewards points for every dollar you spend. Free Debit Transactions are calculated per Monthly Cycle. Sign In. The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in. The minimum security funds to deposit with the bank and access credit are in the amount of $75. Choose any airline, any flight, any time. Make purchases for your business when your business needs it, with this flexible, low fee card. Purchase Interest Rate: 12. However, be aware of their low rate of return on rewards cards and few benefits on credit cards with no annual fee. The RBC Visa Classic Low Rate Option credit card includes purchase security and extended warranty insurance, and zero liability protection. 9% APR; 21. Get a U. 99%. 11. Second Card: $82. 00 back for every $100. The RBC Visa Classic Low Rate Option credit card may work for you with its 12. Find a Branch. 90 percent; RBC Classic Low Rate Visa. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. 95 Eligibility: Credit card + Investment + Mortgage8 $5 Eligibility: Active credit card + Active investment RBC No Limit Banking for Students® Monthly Fee: $10. At 12. It has an annual fee of $48, charged as $4 per month. RBC Visa Classic Low Rate Option: English. Convenience and flexibility at your fingertips Apply Now. Low monthly fee: $6. Apply by December 6, 2023. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month Private banking clients will be able to conduct transactions to a. 99%. Applicants are asked to provide personal and school information such as expected graduation date, start date, and name of college, university, or another institution. Private banking clients will be able to. S Dollar Visa Gold; RBC ION Visa; RBC ION+ Visa; RBC Business Credit Cards. Build your credit history on a strong foundation. Cash Advance Rate: 12. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Unlimited electronic debits and credit transactions 59. Additional Card:$0. Card Details. If you carry a balance from month to month, consider a RBC Royal Bank credit card. Annual Fee: $ 25 BBD. Free unlimited Interac e-Transfer ‡ transactions 3 3a. Cash Advance Rate: 22. Save up to $120 per year when you sign up for a premium RBC credit card. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student,. Invest a minimum of $250,000 in mutual funds as an individual or collectively with your Inner Circle 1 and get benefits like personal financial planning, fee rate protection 2, lower fee rates 3, and premium offers on RBC products and services. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. S. 5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375. View Card Details. Learn More. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. If you have an existing balance on another credit card, you can transfer it to the RBC RateAdvantage Visa and pay a low. Apply at an RBC Branch Find an RBC Branch. Low competitive interest rate. Signature No Limit Banking; VIP Banking; US Personal Banking. A Convenient and Affordable Choice. Access to real people – get trusted advice from our expert Portfolio Advisors by phone or. 8% APR; 21. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Cash advances: 11. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month. RBC RateAdvantage Visa® — an affordable credit card with a zero annual fee and a competitive variable interest rate equal to the Prime rate plus a fixed rate ranging from 4. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. 99% *. Whether. Low and competitive interest rates based on RBC Prime Rate 24. ; For the first 3 months, get up to 4% cash back on all other purchases. Limited time offer. RBC Royal Bank Credit Card Application. Contact Us. As is common among Canadian credit cards, the interest rate for many RBC credit cards is 19. Interest rates are per annum and subject to change without notice at any time. RBC InvestEase. That said, though, every. 99%. This Card is Good for a Business Owner Who Wants: To earn Avion points at an accelerated rate on all their business purchases. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. , Royal Trust Company or The. Low annual rate. The RBC Platinum Visa is a high credit limit card, offering a credit limit. Up to 10 outgoing Interac e-Transfer 60 transactions. Additional Card: $50. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Earn 20% more Petro-Points 5. RBC Visa Classic Low Rate Option; RBC RateAdvantage Visa; RBC Visa Platinum; RBC U. 99% (though it can be as much as 20. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. The RBC Visa Infinite Avion Card is the best RBC credit card in Canada for travel rewards. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. Cash advances: 11. Cash Advance Rate: 22. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. Additional Card: $ 10 BBD. 25 is charged for each debit over the monthly limit. 99% and 8. Apply by November 27, 2023. † • Earn 1 RBC Rewards point for every $2 CAD in purchases. The date your RBC credit card account is sixty (60) days past due. Earn up to 2% cash back credits on grocery store purchases and up to 1% back on all other qualifying purchases. If you carry a balance on your card, the $20 annual fee is well worth the money you’ll save in. Price protection. Call us at 1-866-881-6618. This card by Visa is a great low-cost solution to reduce interest charges and transfer high-interest balances. Offer:Card Details. The RBC ION+ Visa Credit Card is one of RBC’s newest offerings and stands out as a low-fee rewards card with attractive earning rates on daily spending. 99% Cash Advance. 3 The annual interest rate is based on our Prime Rate plus a fixed percentage rate of interest above Prime Rate that ranges between 4. With more than 110 years of dedicated service to the region, RBC has a presence in 10 countries and territories across the Caribbean, with more than 2,800+ employees serving more than half a million clients. An Overlimit Fee will be charged to your Account when your balance exceeds your credit limit at any time during your monthly statement period. RBC Visa CreditLine for Small Business; RBC Personal Deposit Accounts. Highlights. The Visa Network also known as VIsaNet is a proprietary. Additional Card: $50. This Card is Good for a Business Owner Who Wants: To earn Avion points at an accelerated rate on all their business purchases Access to a premium rewards program with flexibility to redeem your points for travel, merchandise, gift cards and more 8, or to pay down your credit card balance 10. Thus it’s an excellent option, especially when you want to make large purchases shortly. 49% APR. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. $1. Earn 1 Avion point for every dollar you spend 2. Please note, this premium card can impose higher acceptance costs on. Dollar Visa Gold; RBC RateAdvantage Visa Enjoy a 0.